Coverage gaps exist
because protection plans are confusing and vague.

Insurance, warranties, and extended plans are filled with exclusions. They describe coverage by categories—not by actual vehicle components—making it nearly impossible to understand what’s really protected.

Why coverage gaps are expensive:

• High-failure parts like sensors, electronics, and cooling components often aren’t included

• Many plans exclude labor, subcomponents, or “wear and tear” items

• Small uncovered parts can create large repair bills

• Fine print hides the most expensive exclusions.

THE BIG PROBLEM

Why drivers are blindsided:

• Contracts aren’t designed to be clear

• No tool maps protection to real vehicle parts

• People assume “most things” are covered

• The truth is usually discovered at the repair shop, not before

SmartBuyer changes that by showing you exactly where the gaps are—before anything breaks.

WHAT WE DO

SmartBuyer identifies costly
hidden coverage gaps across every major system in your vehicle.

It analyzes your car’s real components and cross-matches them with your warranty, insurance, and service contract terms.

SmartBuyer checks:

• All critical vehicle systems

• Excluded components

• Partial coverages

• Labor and subcomponent limitations

• Typical repair cost ranges

SmartBuyer reveals:

• Fully covered parts

• Partially covered parts

• Completely uncovered areas

• Costliest gaps based on common failures

• Your real out-of-pocket risks

Why it matters:

You get complete transparency into what your protection plan actually covers—so you can prevent unexpected expenses.

Step 1
Decode Your Vehicle

SmartBuyer analyzes all major vehicle systems—engine, drivetrain, electronics, cooling, AC, suspension, sensors, and more—providing clear explanations of each component along with typical repair costs so you know what matters most.

Step 2
Compare Components to Your Coverage

After you upload your warranty or insurance documents, SmartBuyer automatically maps each vehicle component to your plan’s terms, making it easy to see what’s covered, what isn’t, and where coverage may be limited.

Step 3
Get Your Gap Report

You receive a personalized, color-coded report that highlights hidden exclusions, partial coverage, uncovered or high-risk components, estimated repair costs, and priority items—presented in a clear, visual format that’s easy to understand.

PROCESS

How It Works

Identify Hidden Exclusions

Know exactly which major components your plan doesn’t protect.

Avoid Surprise Repair Bills

See gaps before they turn into costly breakdowns.

Understand Real Repair Costs

Learn what common failures actually cost in the real world.

Drive Confidently

Make informed decisions, avoid surprises, and plan ahead.

BENEFITS

The Outcomes

Know Exactly What Your Plan Really Covers.

No jargon. No guessing. No surprises. Get a clear, visual breakdown of what’s protected—and what isn’t.

WHO IT’S FOR

SmartBuyer is perfect for:

If you own a car, SmartBuyer gives you the transparency you need.

• Drivers nearing warranty expiration

• Used-car buyers validating real coverage

• Owners with complicated protection plans

• Anyone unsure what their warranty really covers

• Drivers wanting to avoid unexpected repair bills

• Anyone who wants clarity instead of fine-print confusion

A Breakdown Example

Here’s a simple example of where SmartBuyer makes a difference:

• A VW owner gets a flat tire and assumes it’s covered by their protection plan.

• At the shop, they discover tire replacement isn’t included — only “road hazard” events are.

• The unexpected bill: $400 out of pocket.

• With SmartBuyer, this uncovered component would have shown up immediately in the Gap Report, along with the typical replacement cost.

• The driver could have planned ahead or chosen additional coverage—avoiding the surprise expense entirely.

Gap-in-Action

SmartBuyer helps you avoid these moments by revealing what your plan really covers before you need it.

A mission built on transparency

Vehicle protection plans can be confusing, often leaving drivers unsure of what’s truly covered.
SmartBuyer brings clarity—gently highlighting coverage gaps so you can feel confident and avoid unexpected repair costs.

ABOUT SMARTBUYER

See Your Coverage Gaps Before They Cost You.

Your vehicle has hundreds of components. Your plan doesn’t.
SmartBuyer shows you exactly where the gaps are, instantly.

2025 © SmartBuyer Vehicle Protection
Transparency for every driver. Confidence for every mile.